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Indebtedness in Early Adulthood

Causes and Remedies

Specificaties
Gebonden, blz. | Engels
Springer International Publishing | e druk, 2019
ISBN13: 9783030139957
Rubricering
Springer International Publishing e druk, 2019 9783030139957
€ 127,04
Levertijd ongeveer 8 werkdagen

Samenvatting

This book reviews problems with credit use and causes of indebtedness among young adults, while uncovering possibilities to encourage a healthier attitude towards loans in this segment of the population. Both consumption loans and mortgages are covered in order to adequately represent real-world credit use by young people about to enter adulthood. It focuses on three distinctive actors: the legislative authorities, the financial institution, most commonly a bank, and finally the individual borrower. More specifically, the book discusses the functioning of these three entities in the context of young adults borrowing behaviour, and would appeal to academics, researchers and students of financial institutions and banking.

Specificaties

ISBN13:9783030139957
Taal:Engels
Bindwijze:gebonden
Uitgever:Springer International Publishing

Inhoudsopgave

<p>Part A. Introduction to Young Adults’ Indebtedness.- Chapter 1. Why Study Young Adults’ Indebtedness?; Jeanette Carlsson Hauff, Tommy Gärling, and Ted Lindblom.- Chapter 2. Indebtedness, Over-indebtedness and Wellbeing; Viktor Elliot and Ted Lindblom.- Chapter 3. The Loan Market—the Swedish Example; Jeanette Carlsson Hauff, Ted Lindblom, and Jonas Nilsson.- Part B. Psychological Factors Explaining Young Adults’ Indebtedness.- Chapter 4. Young Adults’ Attitude Toward Borrowing; Amelie Gamble, Tommy Gärling, and Patrik Michaelsen.- Chapter 5. Young Adults’ Consumption Desires, Feelings of Financial Scarcity, and Borrowing; Amelie Gamble, Tommy Gärling, and Patrik Michaelsen.- Part C. Financial Information and Young Adults’ Borrowing Decisions.- Chapter 6. Impacts of Loan Communication on Young Adults’ Borrowing; Jonas Nilsson and Jeanette Carlsson Hauff.- Chapter 7. Financial Literacy and Debt; Anders Carlander and Jeanette Carlsson Hauff.- Part D. Legislator Tools and Possibilities for Healthy Lending.- Chapter 8. Towards Soundness in Provision of Credits and Loans to Young Adults; Viktor Elliot and Ted Lindblom.</p><p></p><p></p>

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€ 127,04
Levertijd ongeveer 8 werkdagen

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        Indebtedness in Early Adulthood