1: State-of-the-Art in Research.- Generality Is Predictive of Prediction Accuracy.- Visualisation and Exploration of Scientific Data Using Graphs.- A Case-Based Data Mining Platform.- Consolidated Trees: An Analysis of Structural Convergence.- K Nearest Neighbor Edition to Guide Classification Tree Learning: Motivation and Experimental Results.- Efficiently Identifying Exploratory Rules’ Significance.- Mining Value-Based Item Packages – An Integer Programming Approach.- Decision Theoretic Fusion Framework for Actionability Using Data Mining on an Embedded System.- Use of Data Mining in System Development Life Cycle.- Mining MOUCLAS Patterns and Jumping MOUCLAS Patterns to Construct Classifiers.- A Probabilistic Geocoding System Utilising a Parcel Based Address File.- Decision Models for Record Linkage.- Intelligent Document Filter for the Internet.- Informing the Curious Negotiator: Automatic News Extraction from the Internet.- Text Mining for Insurance Claim Cost Prediction.- An Application of Time-Changing Feature Selection.- A Data Mining Approach to Analyze the Effect of Cognitive Style and Subjective Emotion on the Accuracy of Time-Series Forecasting.- A Multi-level Framework for the Analysis of Sequential Data.- 2: State-of-the-Art in Applications.- Hierarchical Hidden Markov Models: An Application to Health Insurance Data.- Identifying Risk Groups Associated with Colorectal Cancer.- Mining Quantitative Association Rules in Protein Sequences.- Mining X-Ray Images of SARS Patients.- The Scamseek Project – Text Mining for Financial Scams on the Internet.- A Data Mining Approach for Branch and ATM Site Evaluation.- The Effectiveness of Positive Data Sharing in Controlling the Growth of Indebtedness in Hong Kong Credit Card Industry.